Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders and compiled, as a public service, by the Honolulu Board of Realtors® Research Department.
|
INTEREST % %
LENDER TERM/TYPE RATE POINTS *APR
|
Advantage Mortgage 15-YR Fixed 5.500 2.000 5.939
545-1234 30-YR Fixed 5.875 2.000 6.142
1-YR ARM 5.000 2.000 6.883
|
Aina Mortgage 15-YR Fixed 5.375 2.000 5.738
263-2462 30-YR Fixed 5.875 2.000 6.096
1-YR ARM 5.625 0.375 6.731
|
Aloha Home Loans 15-YR Fixed 4.750 4.471 5.623
593-0090 30-YR Fixed 5.250 5.981 5.919
1-YR ARM 6.125 2.000 7.371
|
American Home Finance 15-YR Fixed 6.000 0.000 6.120
534-1945 30-YR Fixed 6.250 0.000 6.370
1-YR ARM 5.875 0.000 7.900
|
American Savings Bank 15-YR Fixed 5.625 1.875 6.005
593-1226 30-YR Fixed 6.125 1.625 6.335
1-YR ARM 5.000 1.625 7.123
|
Bank of Hawaii 15-YR Fixed 5.625 1.875 5.919
693-1444 30-YR Fixed 6.125 1.625 6.280
1-YR ARM 5.500 2.000 7.170
|
Carteret Mortgage 15-YR Fixed 6.125 0.000 6.216
375-8422 30-YR Fixed 6.375 0.000 6.490
1-YR ARM 5.875 1.375 7.696
|
Central Pacific HomeLoans 15-YR Fixed 5.625 1.750 6.007
356-4000 30-YR Fixed 6.000 2.125 6.270
1-YR ARM 5.250 2.000 6.948
|
Countrywide Home Loans 15-YR Fixed 5.875 1.750 6.139
275-8910 30-YR Fixed 6.250 1.625 6.522
1-YR ARM 5.750 1.387 7.735
|
CUSO of Hawaii 15-YR Fixed 5.500 2.250 5.912
539-0193 30-YR Fixed 5.875 2.750 6.174
1-YR ARM 5.000 1.000 6.830
|
Finance Factors 15-YR Fixed 5.750 1.750 6.100
522-2000 30-YR Fixed 6.125 1.750 6.337
1-YR ARM 4.750 1.875 6.883
|
First Hawaiian Bank 15-YR Fixed 5.625 1.875 5.980
643-4663 30-YR Fixed 6.000 2.000 6.230
1-YR ARM 5.000 2.000 6.930
|
First Horizon Home Loans 15-YR Fixed 5.750 1.750 6.073
599-2870 30-YR Fixed 6.125 1.375 6.286
1-YR ARM 6.500 1.875 6.941
|
Hawaii National Bank 15-YR Fixed 5.625 1.750 5.899
528-7848 30-YR Fixed 6.125 1.750 6.292
1-YR ARM 3.875 1.750 6.476
|
Home Loans of Hawaii 15-YR Fixed 5.375 1.875 5.889
841-4847 30-YR Fixed 5.875 1.875 6.191
1-YR ARM 4.000 2.750 6.970
|
HomeLoan USA 15-YR Fixed 5.750 1.000 5.969
447-9629 30-YR Fixed 6.125 1.000 6.258
1-YR ARM 5.250 1.000 6.974
|
HomeStreet Bank 15-YR Fixed 5.625 2.250 6.131
596-0343 30-YR Fixed 5.875 1.875 6.146
1-YR ARM 5.000 1.625 7.085
|
House of Finance 15-YR Fixed 5.625 1.750 6.072
847-8493 30-YR Fixed 6.125 2.000 6.425
1-YR ARM 6.125 2.000 7.377
|
Imperial Mortgage 15-YR Fixed 5.375 2.125 5.377
263-6363 30-YR Fixed 5.875 2.125 6.505
1-YR ARM 6.125 1.500 7.715
|
Island Pacific Funding 15-YR Fixed 5.875 0.000 5.978
689-3007 30-YR Fixed 6.125 0.000 6.189
1-YR ARM 5.750 0.000 7.332
|
Lau, Donald Mortgage 15-YR Fixed 5.500 2.000 5.938
732-8893 30-YR Fixed 5.875 2.000 6.120
1-YR ARM 5.000 2.000 6.957
|
Legacy Mortgage 15-YR Fixed 5.000 3.000 5.595
545-2212 30-YR Fixed 5.625 2.588 5.947
1-YR ARM 5.000 1.250 7.556
|
Mid-Pacific Mortgage 15-YR Fixed 6.125 0.000 6.166
587-7785 30-YR Fixed 6.500 0.000 6.525
1-YR ARM 4.500 2.000 7.331
|
Miranda, Violet Mortgage 15-YR Fixed 5.375 2.000 5.431
488-7749 30-YR Fixed 5.875 2.000 6.150
1-YR ARM 5.250 2.000 7.149
|
Mortgage Ability 15-YR Fixed 5.500 1.507 5.957
483-4222 30-YR Fixed 5.875 1.628 6.185
1-YR ARM 4.750 1.250 7.620
|
Mortgage Depot 15-YR Fixed 5.375 1.851 5.779
737-2899 30-YR Fixed 5.875 1.378 6.077
1-YR ARM 4.375 1.750 7.110
|
Mortgage Express 15-YR Fixed 6.000 0.000 6.144
532-9555 30-YR Fixed 6.375 0.000 6.465
1-YR ARM 5.625 1.000 6.985
|
Mortgage Lenders 15-YR Fixed 5.750 0.000 5.899
483-5626 30-YR Fixed 6.000 0.000 6.199
1-YR ARM 5.750 0.000 8.599
|
Mortgage Resources 15-YR Fixed 5.500 1.750 5.899
521-1744 30-YR Fixed 5.875 2.125 6.154
1-YR ARM 6.125 1.500 7.495
|
Mortgage Specialists 15-YR Fixed 6.000 0.000 6.057
521-3833 30-YR Fixed 6.375 0.000 6.410
1-YR ARM 5.000 2.000 6.914
|
Navy Federal Credit Union 15-YR Fixed 5.625 1.125 5.862
254-7889 30-YR Fixed 6.000 1.375 6.155
1-YR ARM 4.500 1.125 7.152
|
New Horizons Financial 15-YR Fixed 5.250 2.250 5.984
483-7400 30-YR Fixed 5.625 2.500 5.941
1-YR ARM 5.625 2.000 8.096
|
NorthStar Alliance 15-YR Fixed 5.750 1.000 5.984
536-3656 30-YR Fixed 6.125 1.000 6.268
1-YR ARM 5.500 1.000 7.877
|
One Stop Financial Svcs 15-YR Fixed 5.375 2.673 6.039
591-0032 30-YR Fixed 5.875 2.316 6.243
1-YR ARM 6.125 1.500 7.809
|
Option Mortgage 15-YR Fixed 5.750 1.500 6.112
373-4803 30-YR Fixed 6.000 1.625 6.232
1-YR ARM 6.125 1.500 7.695
|
Pyramid Mortgage 15-YR Fixed 6.000 0.000 6.062
527-7249 30-YR Fixed 6.250 0.000 6.287
1-YR ARM 6.250 0.000 6.869
|
Spectrum Mortgage 15-YR Fixed 5.625 2.000 6.075
522-5522 30-YR Fixed 6.000 2.000 6.275
1-YR ARM 5.000 2.000 7.860
|
Territorial Savings 15-YR Fixed 5.500 2.125 5.898
946-1400 30-YR Fixed 6.000 2.125 6.243
1-YR ARM 4.875 2.000 6.687
|
Wells Fargo Home Mortgage 15-YR Fixed 5.625 2.000 6.060
946-8832 30-YR Fixed 6.000 2.000 6.190
1-YR ARM 5.750 2.000 7.040
|
|
*APR (Annual Percentage Rate) reflects the cost of interest, points and all other finance charges, based on a $200,000 owner-occupant loan. The APR shown for 1-Year ARM loans is computed based on the current value of the underlying rate index. Most ARMs have rate caps, both on how much the interest rate may change each year and over the life of the loan. |
